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Many participants need a Social Security number for employment and other administrative purposes. This resource explains who needs one, when to apply, what documents to bring, and what to expect during the application process.
Social Security Numbers for J-1 Visa Holders
Opening a bank account is often an important part of getting settled. This topic shares information about common banking needs in the U.S., including documents participants may need, how to manage money safely, and what to consider when choosing an account.
In the United States, most everyday purchases are made using credit or debit cards, and these are widely accepted in stores, restaurants, and online. In fact, credit cards are often required if you plan to rent a car or book a hotel room.
That said, some smaller businesses or local vendors may only accept cash, so it’s helpful to carry a small amount with you. You can withdraw cash from ATMs, but keep in mind that ATMs usually charge a fee (typically $2–$5 per withdrawal).
For splitting bills or sending money to friends, many Americans use mobile payment apps such as Venmo, Zelle, or Cash App, which make it easy and quick to transfer money electronically.
Choosing the right bank is an important step in managing your finances while in the U.S. When comparing options, look for:
Taking time to research and compare banks can help you find one that best fits your needs and lifestyle.
To open a bank account in the U.S., you will typically need to provide a few key documents:
Some banks may have additional requirements, so it’s a good idea to check with the bank ahead of time or visit a branch in person for guidance. Bank staff are usually available to help walk you through the process.
Filing taxes in the U.S. can feel unfamiliar, especially for first-time participants. This resource provides a general introduction to tax responsibilities for J-1 participants, including when filing may be required and how to begin preparing.